/* tallyyoo.com — design D "Hybrid" (approved 28 Oct 2026) */
:root{
  --ink:#18181B; --paper:#FFFFFF; --panel:#EEF1FF; --soft:#F7F7FB;
  --yellow:#FFE14D; --yellow-t:#FFF6C2;
  --cobalt:#2747F5; --cobalt-d:#1A2FB0; --cobalt-t:#E3E8FF;
  --coral:#FF6B4A; --coral-t:#FFE3DB; --coral-text:#C2391B;
  --mint:#3DDC97; --mint-t:#D9F7EA; --mint-text:#0B7A4B;
  --lilac:#B9A8FF; --gold-text:#8A6A00;
  --muted:#3F3F46; --muted-2:#52525B; --line:#A1A1AA;
  --display:'Bricolage Grotesque',system-ui,sans-serif;
  --body:'DM Sans',system-ui,-apple-system,'Segoe UI',sans-serif;
  --shadow-s:3px 3px 0 var(--ink); --shadow-m:5px 5px 0 var(--ink); --shadow-l:6px 6px 0 var(--ink);
}
*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--body);font-size:16px;line-height:1.5;-webkit-font-smoothing:antialiased}
img,svg{display:block;max-width:100%}
a{color:var(--cobalt)}a:hover{color:var(--cobalt-d)}
h1,h2,h3{font-family:var(--display);letter-spacing:-.03em;line-height:1.1;text-wrap:balance;margin:0}
p{text-wrap:pretty;margin:0}
:focus-visible{outline:3px solid var(--cobalt);outline-offset:3px}
.visually-hidden{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.skip{position:absolute;left:16px;top:-60px;background:var(--ink);color:#fff;padding:10px 16px;border-radius:10px;z-index:10}
.skip:focus{top:12px;color:#fff}
.num{font-variant-numeric:tabular-nums}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}

/* Header + footer */
.site-header{border-bottom:2px solid var(--ink);background:var(--paper)}
.site-header .wrap{display:flex;flex-wrap:wrap;gap:12px;align-items:center;justify-content:space-between;padding-top:12px;padding-bottom:12px}
.logo{font-family:var(--display);font-weight:800;font-size:28px;letter-spacing:-.03em;color:var(--ink);text-decoration:none}
.logo span{color:var(--coral)}
.logo:hover{color:var(--ink)}
.nav{display:flex;flex-wrap:wrap;gap:4px}
.nav a{color:var(--ink);text-decoration:none;font-weight:700;font-size:15px;padding:11px 14px;border-radius:10px}
.nav a:hover,.nav a[aria-current="page"]{background:var(--panel)}
.site-footer{background:var(--ink);color:#fff;padding:44px 0;margin-top:72px}
.site-footer .wrap{display:flex;flex-wrap:wrap;gap:28px;justify-content:space-between}
.site-footer .logo{color:#fff}
.site-footer p{color:#D4D4D8;font-size:15px;margin-top:10px;max-width:360px}
.site-footer nav{display:flex;flex-wrap:wrap;gap:8px 26px;align-items:flex-start}
.site-footer nav a{color:#fff;font-size:15px}

/* Shared pieces */
.sticker-word{display:inline-block;padding:0 .2em .06em;border:2px solid var(--ink);border-radius:16px;box-shadow:4px 4px 0 var(--ink);transform:rotate(-2deg)}
.sticker-word--yellow{background:var(--yellow)}
.sticker-word--coral{background:var(--coral)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:0 22px;border:2px solid var(--ink);border-radius:12px;background:var(--paper);color:var(--ink);font:inherit;font-weight:700;text-decoration:none;cursor:pointer;box-shadow:var(--shadow-s);transition-property:transform,box-shadow;transition-duration:.12s}
.btn:hover{color:var(--ink);transform:translate(-1px,-1px);box-shadow:4px 4px 0 var(--ink)}
.btn:active{transform:scale(.97);box-shadow:1px 1px 0 var(--ink)}
.btn--primary{background:var(--cobalt);color:#fff}
.btn--primary:hover{color:#fff}
.btn[disabled]{opacity:.55;cursor:not-allowed;transform:none}
.chip{min-height:40px;padding:0 14px;border:2px solid var(--ink);border-radius:99px;background:var(--paper);color:var(--ink);font:inherit;font-weight:700;font-size:14px;cursor:pointer;transition-property:background-color,color,transform;transition-duration:.12s}
.chip:active{transform:scale(.97)}
.chip[aria-pressed="true"]{background:var(--ink);color:#fff}
.pill{display:inline-block;padding:7px 14px;border:2px solid var(--ink);border-radius:99px;font-weight:700;font-size:14px}
.lift{transition-property:transform,box-shadow;transition-duration:.15s;transition-timing-function:ease-out}
.lift:hover{transform:translate(-2px,-2px);box-shadow:7px 7px 0 var(--ink)}
.ad-slot{min-height:110px;margin:32px 0;border:2px dashed var(--line);border-radius:18px;display:flex;align-items:center;justify-content:center;font-size:13px;color:var(--muted-2)}
.section-title{font-size:clamp(32px,4.5vw,50px);font-weight:800;letter-spacing:-.04em}
@keyframes pop{from{opacity:0;transform:translateY(12px) scale(.98)}to{opacity:1;transform:none}}
.in1{animation:pop .55s cubic-bezier(.2,1.1,.4,1) both}
.in2{animation:pop .55s .1s cubic-bezier(.2,1.1,.4,1) both}
.in3{animation:pop .55s .2s cubic-bezier(.2,1.1,.4,1) both}
.in4{animation:pop .55s .3s cubic-bezier(.2,1.1,.4,1) both}

/* ---------- Homepage ---------- */
.hero{position:relative;overflow:hidden;padding:72px 0 56px}
.hero__inner{position:relative;max-width:860px;margin:0 auto;padding:0 24px;text-align:center;display:flex;flex-direction:column;align-items:center;gap:20px}
.hero h1{font-size:clamp(42px,7vw,84px);line-height:1;letter-spacing:-.045em;font-weight:800}
.hero__lead{font-size:19px;line-height:1.55;max-width:560px}
.shape{position:absolute;border:2px solid var(--ink);animation:drift 7s ease-in-out infinite}
@keyframes drift{0%,100%{transform:translateY(0) rotate(var(--r,0deg))}50%{transform:translateY(-10px) rotate(var(--r,0deg))}}
.search{width:100%;max-width:640px;display:flex;align-items:center;gap:8px;padding:8px 8px 8px 18px;background:var(--paper);border:2px solid var(--ink);border-radius:18px;box-shadow:var(--shadow-m)}
.search input{flex:1;min-width:0;height:48px;border:0;outline:none;font:inherit;font-size:17px;background:transparent;color:var(--ink)}
.search:focus-within{box-shadow:5px 5px 0 var(--cobalt)}
.cat-grid{position:relative;max-width:1180px;margin:52px auto 0;padding:0 24px;display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px}
.cat-card{display:flex;flex-direction:column;text-decoration:none;color:var(--ink);border:2px solid var(--ink);border-radius:22px;box-shadow:var(--shadow-m);overflow:hidden;background:var(--paper)}
.cat-card:hover{color:var(--ink)}
.cat-card__top{padding:20px;display:flex;flex-direction:column;gap:14px;min-height:150px}
.cat-card__row{display:flex;justify-content:space-between;align-items:flex-start}
.icon-tile{width:48px;height:48px;border-radius:14px;background:var(--paper);border:2px solid var(--ink);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.icon-tile--sm{width:44px;height:44px;border-radius:12px}
.count{padding:5px 11px;border-radius:99px;background:var(--paper);color:var(--ink);border:2px solid var(--ink);font-size:13px;font-weight:700}
.cat-card__name{display:block;font-family:var(--display);font-size:23px;font-weight:800;letter-spacing:-.02em}
.cat-card__blurb{display:block;margin-top:4px;font-size:15px;font-weight:500}
.cat-card__foot{border-top:2px solid var(--ink);padding:13px 20px;display:flex;justify-content:space-between;gap:10px;font-size:14px}
.trust{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));border:2px solid var(--ink);border-radius:22px;overflow:hidden}
.trust div{padding:22px 24px;border-right:2px solid var(--ink);margin-right:-2px}
.trust strong{display:block;font-family:var(--display);font-size:34px;font-weight:800;letter-spacing:-.03em}
.trust span{font-size:15px}
.popular{margin-top:64px;background:var(--panel);border-top:2px solid var(--ink);border-radius:44px 44px 0 0;padding:64px 0 72px}
.popular__head{display:flex;flex-direction:column;align-items:center;gap:14px;text-align:center}
.tabs{margin-top:12px;display:flex;flex-wrap:wrap;justify-content:center;gap:8px;padding:6px;background:var(--paper);border:2px solid var(--ink);border-radius:18px}
.tabs button{min-height:44px;padding:0 16px;border-radius:12px;border:0;background:transparent;color:var(--ink);font:inherit;font-weight:700;font-size:15px;cursor:pointer;transition-property:background-color,color;transition-duration:.15s}
.tabs button[aria-pressed="true"]{background:var(--ink);color:#fff}
.tool-grid{margin-top:32px;display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:18px}
.tool-card{position:relative;display:flex;flex-direction:column;gap:12px;padding:18px;text-decoration:none;color:var(--ink);background:var(--paper);border:2px solid var(--ink);border-radius:18px;box-shadow:var(--shadow-s)}
.tool-card:hover{color:var(--ink)}
.tool-card[hidden]{display:none}
.tool-card--soon{box-shadow:none;border-style:dashed;background:#FBFBFD}
.tool-card__top{display:flex;gap:12px;align-items:center}
.tool-card__name{display:block;font-weight:700;font-size:17px}
.tool-card__cat{display:block;font-size:13px;font-weight:700}
.soon{align-self:flex-start;font-size:12px;font-weight:700;padding:3px 9px;border:2px solid var(--ink);border-radius:99px;background:var(--yellow-t)}
.empty{max-width:560px;margin:32px auto 0;padding:22px;background:var(--paper);border:2px dashed var(--ink);border-radius:18px;text-align:center}
.learn{padding-top:72px}
.learn__head{display:flex;flex-wrap:wrap;gap:16px;justify-content:space-between;align-items:flex-end}
.learn__head p{margin-top:10px;font-size:17px;max-width:560px}
.learn-grid{margin-top:28px;display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px}
.learn-card{display:flex;flex-direction:column;text-decoration:none;color:var(--ink);border:2px solid var(--ink);border-radius:22px;box-shadow:4px 4px 0 var(--ink);overflow:hidden}
.learn-card:hover{color:var(--ink)}
.learn-card__art{position:relative;height:140px;border-bottom:2px solid var(--ink)}
.learn-card__art span{position:absolute;border:2px solid var(--ink)}
.learn-card__body{padding:20px;display:flex;flex-direction:column;gap:8px}
.learn-card__title{font-family:var(--display);font-size:22px;font-weight:800;letter-spacing:-.02em;line-height:1.15}

/* ---------- Calculator page ---------- */
.crumbs{margin-top:28px;font-size:14px;font-weight:500}
.crumbs a{color:var(--muted)}
.calc-hero{margin-top:26px;text-align:center;display:flex;flex-direction:column;align-items:center;gap:16px}
.calc-hero h1{font-size:clamp(40px,6vw,70px);line-height:1;letter-spacing:-.045em;font-weight:800}
.calc-hero p{font-size:18px;line-height:1.55;max-width:600px}
.siblings{display:flex;flex-wrap:wrap;justify-content:center;gap:6px;padding:5px;border:2px solid var(--ink);border-radius:16px}
.siblings a,.siblings span{display:inline-flex;align-items:center;min-height:42px;padding:0 16px;border-radius:11px;color:var(--ink);text-decoration:none;font-weight:700;font-size:15px}
.siblings [aria-current="page"]{background:var(--ink);color:#fff}
.siblings .is-soon{color:var(--muted-2)}
.calc{margin-top:36px;display:flex;flex-wrap:wrap;gap:24px;align-items:flex-start}
.panel{border:2px solid var(--ink);border-radius:24px;box-shadow:var(--shadow-l);background:var(--paper);overflow:hidden}
.panel--in{flex:1 1 360px;min-width:0}
.results{flex:1.55 1 460px;min-width:0;display:flex;flex-direction:column;gap:20px}
.panel__head{border-bottom:2px solid var(--ink);padding:16px 22px;display:flex;align-items:center;gap:12px}
.panel__head h2{font-size:22px;font-weight:800}
.panel__head--yellow{background:var(--yellow)}
.panel__head--mint{background:var(--mint)}
.step{width:32px;height:32px;border-radius:50%;background:var(--ink);display:flex;align-items:center;justify-content:center;font-weight:800}
.panel__head--yellow .step{color:var(--yellow)}
.panel__head--mint .step{color:var(--mint)}
.panel__body{padding:22px;display:flex;flex-direction:column;gap:14px}
.hint{font-size:14px;color:var(--muted)}
.debt{border:2px solid var(--ink);border-radius:16px;padding:12px;background:var(--soft);display:flex;flex-direction:column;gap:10px}
.debt__top{display:flex;gap:8px;align-items:center}
.debt__name{flex:1;min-width:0;height:40px;border:0;border-bottom:2px dashed var(--line);background:transparent;font:inherit;font-weight:700;font-size:17px;color:var(--ink);outline:none}
.debt__name:focus{border-bottom-color:var(--cobalt)}
.icon-btn{width:40px;height:40px;flex-shrink:0;border-radius:10px;border:2px solid var(--ink);background:var(--paper);cursor:pointer;display:flex;align-items:center;justify-content:center}
.icon-btn:active{transform:scale(.95)}
.debt__fields{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px}
.debt__fields label{display:flex;flex-direction:column;gap:4px;font-size:13px;font-weight:700;min-width:0}
.field{display:flex;align-items:center;min-width:0;width:100%;height:44px;border:2px solid var(--ink);border-radius:10px;background:var(--paper);overflow:hidden}
.field>span{padding:0 0 0 10px;font-weight:700;color:var(--muted-2)}
.field>span:last-child{padding:0 10px 0 0}
.field input{flex:1;min-width:0;width:100%;height:40px;border:0;outline:none;padding:0 10px;font:inherit;font-size:16px;font-weight:700;background:transparent;color:var(--ink);font-variant-numeric:tabular-nums}
.field:focus-within{box-shadow:3px 3px 0 var(--cobalt)}
.field.is-invalid{border-color:var(--coral-text);box-shadow:3px 3px 0 var(--coral)}
.add-debt{align-self:flex-start;min-height:44px;padding:0 18px;border-radius:12px;border:2px dashed var(--ink);background:var(--paper);font:inherit;font-weight:700;color:var(--ink);cursor:pointer}
.add-debt[hidden]{display:none}
.group{border-top:2px solid var(--ink);margin-top:4px;padding-top:18px;display:flex;flex-direction:column;gap:10px}
.group__row{display:flex;justify-content:space-between;align-items:center;gap:10px}
.group__label{font-weight:700;font-size:16px}
.value-badge{padding:6px 12px;border:2px solid var(--ink);border-radius:10px;background:var(--cobalt-t);font-weight:800;font-size:17px}
.chips{display:flex;flex-wrap:wrap;gap:8px}
input[type=range]{width:100%;height:32px;margin:0;accent-color:var(--cobalt)}
.methods{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.method{text-align:left;padding:12px 14px;border-radius:14px;border:2px solid var(--ink);background:var(--paper);font:inherit;color:var(--ink);cursor:pointer;transition-property:background-color,box-shadow,transform;transition-duration:.12s}
.method:active{transform:scale(.98)}
.method strong{display:block;font-weight:800}
.method span{font-size:13px}
.method[aria-pressed="true"]{background:var(--yellow);box-shadow:var(--shadow-s)}
.big-result{text-align:center;display:flex;flex-direction:column;align-items:center;gap:6px}
.big-result__label{font-weight:700;color:var(--muted)}
.big-result__date{font-family:var(--display);font-size:clamp(52px,7.5vw,88px);font-weight:800;letter-spacing:-.045em;line-height:1}
.big-result .pill{margin-top:8px;background:var(--mint-t);font-size:15px}
.big-result .pill.is-warn{background:var(--yellow-t)}
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(120px,1fr));gap:10px}
.stat{border:2px solid var(--ink);border-radius:14px;padding:14px;text-align:center}
.stat strong{display:block;font-family:var(--display);font-size:28px;font-weight:800}
.stat span{font-size:13px}
.stat--mint{background:var(--mint-t)}
.stat--yellow{background:var(--yellow-t)}
.note{font-size:13px;color:var(--muted);text-align:center}
.actions{display:flex;flex-wrap:wrap;gap:10px;justify-content:center}
.alert{border:2px solid var(--ink);border-radius:16px;padding:18px;display:flex;flex-direction:column;gap:6px}
.alert strong{font-size:18px}
.alert--warn{background:var(--coral-t)}
.alert--ok{background:var(--mint-t)}
.box{border:2px solid var(--ink);border-radius:22px;background:var(--paper);padding:22px;display:flex;flex-direction:column;gap:14px}
.box h3{font-size:20px;font-weight:800}
.stackbar{display:flex;height:26px;border:2px solid var(--ink);border-radius:10px;overflow:hidden}
.stackbar div{height:100%;transition-property:width;transition-duration:.4s;transition-timing-function:cubic-bezier(.2,.8,.2,1)}
.stackbar .is-principal{background:var(--cobalt)}
.stackbar .is-interest{background:var(--coral);border-left:2px solid var(--ink)}
.legend{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:8px 20px;font-size:15px}
.legend>span{display:flex;justify-content:space-between;gap:10px}
.legend i{display:inline-block;width:12px;height:12px;border-radius:3px;border:1.5px solid var(--ink);margin-right:8px;vertical-align:-1px}
.total-row{border-top:2px solid var(--ink);padding-top:12px;display:flex;justify-content:space-between;font-weight:800}
.cmp{display:flex;flex-direction:column;gap:6px}
.cmp__row{display:flex;justify-content:space-between;gap:10px;font-size:15px}
.cmp__row.is-chosen span:first-child{font-weight:800}
.cmp__track{height:16px;border:2px solid var(--ink);border-radius:99px;background:var(--soft);overflow:hidden}
.cmp__fill{height:100%;border-radius:99px;transition-property:width;transition-duration:.4s;transition-timing-function:cubic-bezier(.2,.8,.2,1)}
.order{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:10px}
.order li{display:flex;align-items:center;gap:12px;padding:10px 12px;border:2px solid var(--ink);border-radius:14px;background:var(--soft)}
.order b{width:32px;height:32px;flex-shrink:0;border-radius:50%;border:2px solid var(--ink);background:var(--yellow);display:flex;align-items:center;justify-content:center}
.order .name{flex:1;font-weight:700;min-width:0;overflow-wrap:anywhere}
.order .when{font-size:14px}
.badges{margin-top:22px;display:flex;flex-wrap:wrap;justify-content:center;gap:10px}
.cta-band{position:relative;overflow:hidden;margin-top:40px;background:var(--cobalt);color:#fff;border:2px solid var(--ink);border-radius:24px;box-shadow:var(--shadow-l);padding:32px;display:flex;flex-wrap:wrap;gap:20px;align-items:center;justify-content:space-between}
.cta-band::after{content:"";position:absolute;left:-36px;bottom:-48px;width:110px;height:110px;border-radius:50%;background:var(--yellow);border:2px solid var(--ink)}
.cta-band>*{position:relative;z-index:1}
.cta-band h2{font-size:30px;font-weight:800}
.cta-band p{margin-top:8px;font-size:16px;max-width:620px}
.disclaimer{margin:18px auto 0;max-width:720px;text-align:center;font-size:13px;line-height:1.55;color:var(--muted-2)}
.guide{margin-top:56px;display:flex;flex-wrap:wrap;gap:32px}
.guide__main{flex:1.4 1 420px;min-width:0;display:flex;flex-direction:column;gap:14px}
.guide__main h2{font-size:clamp(30px,4vw,42px);font-weight:800;letter-spacing:-.04em}
.guide__main h3{font-size:22px;font-weight:800;margin-top:10px}
.guide__main p,.guide__main li{font-size:17px;line-height:1.65;max-width:68ch}
.formula{font-family:var(--body);background:var(--soft);border:2px solid var(--ink);border-radius:14px;padding:14px 16px;font-size:16px;line-height:1.6}
.example{width:100%;border-collapse:collapse;font-size:15px;border:2px solid var(--ink);border-radius:14px;overflow:hidden}
.example th,.example td{padding:10px 12px;text-align:left;border-bottom:1.5px solid #D4D4D8}
.example th{background:var(--panel)}
.example td:not(:first-child),.example th:not(:first-child){text-align:right;font-variant-numeric:tabular-nums}
.table-scroll{overflow-x:auto;border-radius:14px}
details.faq{border:2px solid var(--ink);border-radius:16px;padding:16px 18px}
details.faq summary{cursor:pointer;font-weight:800;font-size:17px;list-style:none}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary::after{content:"+";float:right;font-size:22px;line-height:1}
details.faq[open] summary::after{content:"–"}
details.faq p{margin-top:10px;line-height:1.6}
.trustbox{flex:1 1 300px;min-width:0;align-self:flex-start;border:2px solid var(--ink);border-radius:22px;box-shadow:4px 4px 0 var(--ink);padding:22px;display:flex;flex-direction:column;gap:12px}
.trustbox__head{display:flex;gap:12px;align-items:center}
.trustbox ul{margin:0;padding-left:18px;line-height:1.7;font-size:15px}
.related{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}
.related a,.related div{display:flex;flex-direction:column;gap:6px;padding:20px;border:2px solid var(--ink);border-radius:18px;box-shadow:var(--shadow-s);color:var(--ink);text-decoration:none}
.related strong{font-size:18px}
.related .is-soon{box-shadow:none;border-style:dashed}

/* Simple text pages */
.prose{max-width:760px;margin:40px auto 0;padding:0 24px}
.prose h1{font-size:clamp(36px,5vw,56px);font-weight:800}
.prose p{margin-top:16px;font-size:17px;line-height:1.65}

@media (max-width:560px){
  .debt__fields{grid-template-columns:1fr 1fr}
  .debt__fields label:first-child{grid-column:1 / -1}
  .hero{padding-top:48px}
  .trust div{border-right:0;border-bottom:2px solid var(--ink);margin:0 0 -2px}
  .cta-band{padding:24px}
}
@media (prefers-reduced-motion:reduce){
  *{animation:none!important;transition:none!important;scroll-behavior:auto!important}
}
@media print{
  .site-header nav,.site-footer,.ad-slot,.cta-band,.actions,.siblings,.related,.badges,.add-debt,.icon-btn,.chips,input[type=range]{display:none!important}
  .panel,.box,.btn,.stat{box-shadow:none!important}
  body{font-size:12pt}
}